Appreciated Securities

If you have held a security for more than 12 months:

• You can bypass paying capital gains tax on any appreciation
• You may deduct the full fair market value

Also, by transferring the security directly to NTBI, your gift is not reduced by sales commissions. Our Stewardship Development Office can help you or your broker transfer securities or mutual funds to NTBI by:

• Electronic transfer or
• Certificate transfer

Depreciated Securities

Perhaps not all your investments appreciated. If not, your tax advisor may confirm a strategy of selling these securities at a loss and using the losses to offset other gains reportable on your tax return. The cash from sale proceeds can then be gifted to NTBI.

What would you like to donate to NTBI?